WealthX
WealthX

See your money clearly

WealthX 2.0 helps you understand cash flow, budgets, and assets — effortlessly.

Explore 2.0 Features Privacy

What’s New in WealthX 2.0

A faster planning workflow with clearer execution loops, built for daily finance decisions.

Smart Rules

Auto-categorize repeated transactions and keep budgets accurate without manual cleanup.

Goal Forecast

Estimate when savings targets are reached by combining recurring flows and current balances.

Execution Queue

Review planned items in one queue, then execute or postpone with one tap.

Features

Build a clear money structure, then drill into each module in detail.

Accounts

Tap to open account details, running balance history, and asset/liability structure.

Budgets

Tap to explore monthly, yearly, and project budgets with scenario views.

Flows

Tap to review reusable templates, planned schedules, and quick-entry paths.

Insights

Tap to inspect trends, split views, and cashflow maps.

Feature Details

Each card jumps to its module so you can review the workflow before downloading.

WealthX account management screen

Accounts: Structure + Ledger

Accounts in WealthX are not just a list. You can separate assets and liabilities, group related accounts, and drill into each account ledger.

  • Switch between asset and liability views to keep your net position readable.
  • Open account detail to inspect transaction occurrences with running balance.
  • Add or edit transactions directly from detail screens, including transfers and refunds.
WealthX budget planning screen

Budgets: Month, Year, and Project

Budgeting supports different horizons with scenario context, so planning and execution stay aligned.

  • Manage monthly, yearly, and project budgets from one budget workspace.
  • Use scenario switching to compare plans without rebuilding categories.
  • Open budget detail for progress visuals, amount breakdown, and linked transactions.
WealthX transaction flow shortcuts screen

Flows: Reusable and Scheduled

Flows let you save common transactions as templates and run them quickly in daily bookkeeping.

  • Create expense, income, and transfer templates with account and budget bindings.
  • Enable planned flows with weekly, biweekly, or monthly recurrence and reminder time.
  • Use Today shortcuts, widgets, and smart suggestions to reduce repetitive input.
WealthX insights and cashflow map screen

Insights: From Summary to Cashflow Map

The statistics module combines overview and deep-dive charts so you can spot drift early.

  • Review summary, account split, budget split, net worth trend, and cashflow trend.
  • Filter by time range and currency set to isolate the signal you care about.
  • Open cashflow map for location-aware spending patterns when available.

Privacy

Your data stays with you — stored locally or in iCloud.

Effective Date: 2025-08-03

1. Information We Collect

  • Transaction data for core features.
  • Location (optional) for tagging spending places.
  • Icons you choose (emoji, SF Symbols, custom images).
  • iCloud sync (optional) via your own iCloud account.

2. How We Use Your Data

  • To provide and improve app features.
  • To keep data consistent across devices.
  • No ads — never used for marketing.

3. Sharing & Disclosure

We do not sell or share your data. Disclosure only when legally required.

4. Storage & Security

Data is stored locally or in iCloud (optional), protected by Apple system security.

7. Contact

Questions? Email us at ericdai2013@gmail.com.